to survey or not to survey

OK, so right now there seems to be some delicate negotiation going on between the agent for the seller and the people prepared to give me a loan for the land. The former wants an appraisal before he orders the survey, the latter want a survey before they can do the appraisal. Hmm. I’m sure it’ll all work out somehow. I’m wearing a Ganesh tied round my neck at the moment to help with any obstacles, so how can it NOT all work out? For myself, I’d love to have the survey done, because then my bit of land will be clearly demarcated from the larger piece the seller has for sale. Despite the hours I spent walking it a couple of weeks ago, I *know* we were straying into areas that weren’t part of the piece I was planning to buy. It’s just one big, lovely piece of woodland!

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Wow, it’s all happening!

Very, very exciting! The refinancing is coming along, and I just heard today that I have pre-approval for the loan to buy my woodland! In my spare moments (ha!), I’m researching permaculture. Wondering whether to subscribe to Permaculture magazine… since I’m not in the UK, nor dealing with soil or climate like anything in the UK, it might not be too helpful. The Home Energy Blog has a useful article on permaculture in the US. If you’re into permaculture, whether in the US or elsewhere in the world, do get in touch, or leave a comment.

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The financial stuff

Very busy since I made the offer on the land. (It’s raining now for the first time in over a month, and I’m thinking of “my” trees, and how much they’ll be enjoying it. And the creeks won’t be dry any more, I imagine). The agent says it’s OK with the seller if I go back and walk the land some more, but I’d like to be further on with the refinancing before that happens. So… the money part… I’m optimistic that all will go through, but it is probably going to take at least a month for all the appraisals and surveys to happen, and for the money people to say yes. I told myself that nothing about this venture should be stressful – yeah right. But on the plus side, it’s made me look very carefully at where my money is going every month, and I realize some changes need to be made a.s.a.p. – that second, foreign, pay-monthly cell phone needs to go for sure.

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